HealthEast Employee Credit Union
 
We are a member owned non-profit organization for HealthEast Employees and Their Families!
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HECU Schedule of Fees


Fee Schedule
(effective January 1, 2007)

Credit Union Membership. $25.00 par value

Share Savings Account Fees
Minimum Balance Fee $5.00 per month if membership not maintained
Excessive Withdrawl Fee $2.00 per withdrawl after 6 per month (ATM, in person, phone w/check mailed excluded) No more than 3 can be corporate checks

Checking Account Fees
Overdraft Fee (Item Paid) $30.00 per item
Non-sufficient Funds (Item Returned) $30.00 per item
Stop Payment Fee $30.00 per item
Stop Payment of Corporate Checks $30.00 per item
Check Printing Prices vary, 50 basic checks free
Minimum Balance Fee None. Member must maintain $50.00 in savings account to have checking.
Overdraft Automatic Transfer Fee $2.00 per transfer (6 per month maximum)
Volume Fee $.10 per check after 30

Other Fees Applicable to All Accounts
Corporate Check One free per day, $2.00 per check after one
Check Photocopy $4.00 per check
Current Statement Copy $2.00 per month copied
Non-Current Statement Copy (Fiche) $3.00 per page
Account Reconciliation $15.00 per hour
Account Research $15.00 per hour
Deposited Item Returned $15.00 per item
Items Sent For Collection $30.00 per item
Wire Transfer Domestic $20.00
Wire Transfer International $40.00
Money Order $1.00 per money order (only 3 per month allowed from savings)
Traveler’s Checks $1.00 per $100 purchased
Gift Cheques $1.50 per cheque
Inactive Account Fee $5.00 per month after 12 months of inactivity
Address Change Fee $2.00 if you don’t notify us of the change. We are not a part of HealthEast
Undeliverable Statements (unknown address) $5.00 per occurrence
Temporarily Away Statements $2.00 per occurrence, will be remailed in 3 months

Electronic Funds Transfer Fees
Non-Proprietary ATM Withdrawl/Transfers $2.00
Proprietary ATM’s 99 per month free
$2.00 per transaction after 99
ATM Card First Card Free
Additional or Lost Card $5.00
Reissue Pin Number $2.00

Money Market Account Fees
Minimum Balance $10.00 per month if balance falls below $1,000.00
Excessive Withdrawal $10.00 per withdrawal after six per month

Electronic Bill Payment Exception Fees
Check Copy $10.00 per check
Stop Payment $30.00 per item
Priority Mail Delivery Charge $25.00 per item
Returned Bill Payment Caused by Member $20.00 per item
Account Research $25.00 per inquiry
Special / Custom Report Charge Bid Basis $25.00 per hour

The rates and fees appearing in this Schedule are accurate and effective for accounts as of the Effective Date indicated on this Rate and Fee Schedule. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.


MIDWAY:
1700 University Ave | St. Paul, MN 55104
ph. 651.232.5600 | fx. 651.232.5629
ST. JOSEPH’S:
69 West Exchange St. | St. Paul, MN 55102
ph. 651.232.3600 | fx. 651.232.4419
ST. JOHN’S:
1575 Beam Ave. | Maplewood, MN 55109
ph. 651.232.7600 | fx. 651.232.6601
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