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|
|
Deposit Rates
(effective 9/01/10) |
|
|
Progressive Savings Account*
Interest Paid Monthly |
|
| TIERS |
APR |
APY |
| <$999.99 |
0.10% |
0.10% |
| $1,000-9,999.99 |
0.20% |
0.20% |
| $10,000-24,999.99 |
0.30% |
0.30% |
| $25,000+ |
0.40% |
0.40% |
*To open a progressive savings account
a HealthEast Employees Credit Union Checking Account is required
in addition to an opening deposit of no less than $10,000
in funds from a source outside of the Credit Union.
| Money Market Accounts |
|
| TIERS |
APR |
APY |
| <$999.99 |
0.10% |
0.10% |
| $1,000-9,999.99 |
0.15% |
0.15% |
| $10,000+ |
0.25% |
0.25% |
| Certificates of Deposit: |
|
|
| Term |
Amounts |
Rate |
APY |
| 6 months |
$1,000-9,999.99 |
0.75% |
0.75% |
| Eff. 9/01/10 |
$10,000-24,999.99 |
0.80% |
0.80% |
| |
$25,000+ (As High As) |
1.00% |
1.00% |
| |
|
|
|
| 12 months |
$1,000-9,999.99 |
0.80% |
0.80% |
| Eff. 9/01/10 |
$10,000-24,999.99 |
0.90% |
0.90% |
| |
$25,000+ (As High As) |
1.15% |
1.15% |
| |
|
|
|
| 24 months |
$1,000-9,999.99 |
0.85% |
0.85% |
| Eff. 9/01/10 |
$10,000-24,999.99 |
1.00% |
1.00% |
| |
$25,000+ (As High As) |
1.30% |
1.31% |
| |
|
|
|
| 36 months |
$2,500-19,999.99 |
1.25% |
1.26% |
| Eff. 9/01/10 |
$20,000-39,999.99 |
1.75% |
1.76% |
| |
$40,000-49,999.99 |
1.85% |
1.87% |
| |
$50,000+ (As High As) |
2.00% |
2.02% |
| |
|
|
|
| 48 months |
$2,500-19,999.99 |
1.50% |
1.51% |
| Eff. 9/01/10 |
$20,000-39,999.99 |
2.00% |
2.02% |
| |
$40,000-49,999.99 |
2.05% |
2.07% |
| |
$50,000+ (As High As) |
2.25% |
2.27% |
| |
|
|
|
| 60 months |
$2,500-19,999.99 |
1.75% |
1.76% |
| Eff. 9/01/10 |
$20,000-39,999.99 |
2.25% |
2.27% |
| |
$40,000-49,999.99 |
2.30% |
2.32% |
| |
$50,000+ (As High As) |
2.50% |
2.53% |
| Account Type |
Rate |
APY |
| Christmas Club |
0.25% |
0.25% |
| Checking (interest bearing) |
as high as 0.25% |
0.25% |
| Checking (Interest Bearing) |
|
|
| |
<$499.99 |
0.05% |
0.05% |
| |
$500 - $999 |
0.06%
|
0.06%
|
| |
$1,000-9,999.99 |
0.10% |
0.10% |
| |
$10,000+ |
0.20% |
0.20% |
| Share Savings & Club Accounts |
|
|
| |
$25-999.99 |
0.05% |
0.05% |
| |
$1,000-9,999.99 |
0.10% |
0.10% |
| |
$10,000+ |
0.20% |
0.20% |
| IRA's - Traditional & Roth |
|
|
| |
$25-999.99 |
0.10% |
0.10% |
| |
$1,000-9,999.99 |
0.20% |
0.20% |
| |
$10,000+ |
0.30% |
0.30% |
| Youth Add-On CD |
|
|
|
| Term |
Min. Balance |
APR |
APY |
Add'l Deposit |
| 9 months |
$100 |
0.50% |
0.50% |
$25/mo. |
| 18 months |
$500 |
0.75% |
0.75% |
$50/mo. (via Payroll Deduction) |
| 27 months |
$1,000 |
1.00% |
1.00% |
$100/mo. (via Payroll Deduction) |
*Annual Percentage Yields rates are effective September 1,
2010 and are subject to change without notice. A penalty will be assessed for
early withdrawals
on the Certificate of Deposit Accounts.
Account Disclosures:
Dividends on Share savings, Club and IRA accounts are computed monthly on daily
balances of $25.00 or more and posted quarterly. Dividends on Christmas Club
accounts are computed monthly on daily balances and posted annually. Dividends
on interest bearing checking accounts and money market accounts are computed
monthly on daily balances and are posted monthly.
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