Features |
Benefits |
| Pays off loan upon death |
Helps protect family or estate. Helps protect insured
assets, savings and investments, possible credit
of surviving partner and frees up other life insurance. |
| Makes payments if sick or injured and unable to
work for more than 14 days. |
Helps protect insured individual. Helps protect
insured assets, savings and investments, credit,
cash flow and standard of living. Frees up other
disability benefits. |
| No physical is required. |
Saves: time and money, immediate coverage, easier
to qualify. |
| Premium is in payment. |
No up-front (out of pocket) money. Convenient – no
worry about late payments or lapse of coverage. |
| Pays in addition to other insurance. |
Frees up life/disability benefits for what they
were intended. |
| Can be cancelled at any time. |
Members pay for what they need. |
