HealthEast Employee Credit Union
 
We are a member owned non-profit organization for HealthEast Employees and Their Families!
HECU Current Rates HECU Calculators Applications & Forms Deposit Services Loan Services Online Services Miscellaneous Banking Services Schedule Of Fees
Internet Banking with HECU
Online Bill Pay By HECU
Home Buyers Buying Seminar
Switch Kit
Electronical Statements
Home Equity Loan Services
Loan Calculators

Calculate A Payment

Loan Calculators
Debt Consolidation Calculator

Your home is more than just a great place to live. It is also a great way to help meet your borrowing needs. Put your home to work for you by taking advantage of HECU's Home Equity programs.

As an equal housing lender, we offer the following loans secured by the equity in your home:

1. Line of Credit (Variable Rate Plan)
  If you want the flexibility of accessing a line of credit while putting your home's equity to work for you, then check out our Home Equity Line of Credit. Establish a revolving line of credit based upon the available equity in your home. Our Home Equity Line of Credit offers you the financial flexibility you deserve at a competitively priced adjustable rate that you can afford.

Features:

  • Secured by the equity in your residence
  • Borrow up to 90% of your home's value less what you currently owe
  • Low, variable interest rate
  • Fifteen year term
  • Minimal monthly payments
  • Interest may be tax deductible (consult your tax advisor)
  • Low closing costs
2. Line of Credit (Fixed Rate Plan)
  Take advantage of the equity that you have built up in your home to finance your next vacation, your children’s college education, or just about any purpose you can think of. Our home equity lines of credit provide you with access to your home's equity at competitive, fixed interest rates and low monthly payments.

Features:

  • Secured by the equity in your residence
  • Borrow up to 90% of your home's value less what you currently owe
  • Fixed, competitive interest rates
  • Five year and Ten year term
  • Minimal monthly payments
  • Interest may be tax deductible (consult your tax advisor)
  • Low closing costs

Apply online today!


MIDWAY:
1700 University Ave | St. Paul, MN 55104
ph. 651.232.5600 | fx. 651.232.5629
ST. JOSEPH’S:
69 West Exchange St. | St. Paul, MN 55102
ph. 651.232.3600 | fx. 651.232.4419
ST. JOHN’S:
1575 Beam Ave. | Maplewood, MN 55109
ph. 651.232.7600 | fx. 651.232.6601
NCUA
Equil Housing Lender